Is Level Funding Right For Your Business?
Let our team perform a complimentary evaluation!
Easy Application — No Headaches
Getting started with Level Funding is refreshingly simple.
To generate a quote, we only need:
- Your Current Plan Information
- A Current Employee Census (basic information such as employee age, zip code, and coverage tier)
No lengthy forms. No medical questionnaires. No upfront commitments.
Once submitted, we’ll handle the analysis and present clear plan options designed to fit your team and your budget.
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What Is Level Funding?
Level Funding is a smarter, more predictable way for businesses to offer high-quality health benefits—without the volatility of traditional fully insured plans.
With a level-funded plan, your business pays a fixed monthly amount that covers:
- Expected medical claims
- Administrative costs
- Stop-loss insurance for protection against large or unexpected claims
Unlike fully insured plans where unused premiums are kept by the carrier, Level Funding rewards healthier groups. If claims come in lower than expected, your business may receive a refund at the end of the plan year.
This approach combines the cost stability of a fully insured plan with the potential savings and transparency of self-funding—making it an ideal option for small to mid-sized businesses.
Why Businesses Choose Level Funding
- Predictable Monthly Costs – No surprise bills or fluctuating premiums
- Potential Refunds – You don’t overpay for claims that never happen
- Data & Transparency – Better insight into where healthcare dollars go
- Built-In Protection – Stop-loss coverage limits financial risk
- More Control – Greater flexibility than traditional insurance plans